When layoffs are necessary, there's a better way to help terminated employees bridge their healthcare needs. 

Health Reimbursement Arrangements (HRAs) aren’t just for active employees. They also represent a flexible, lower-risk option for employers looking to provide healthcare coverage support for laid-off workers.

COBRA subsidies also offer financial support, but they have drawbacks. We believe post-employment HRAs make more sense for employers as well as former employees.

In this e-book, we offer the top reasons employers should consider post-employment HRAs instead of traditional COBRA subsidies including:

• Less risk for the employer

• More coverage options for former employees

• More flexibility to right-size coverage for family members