Traditional group benefits started when the workforce and healthcare delivery was very different. As the economy has developed and today’s organizations and employees have a new set of needs, this benefits model no longer works for everyone.

A revolutionary new approach is now available—the Individual Coverage HRA—and it offers advantages for both employers and employees.

In this white paper, we explore the basics of ICHRAs plus:

• Share insights on how employers can leverage of these arrangements to approach employee healthcare in a new way

• Outline how ICHRAs can support employees’ desire for choice and personalization

• Offer key challenges employers need to consider for administering these accounts