Employees don't make benefits decisions in a vacuum. Find out what they're really thinking.
We want employees to be educated consumers who make rational, considered benefits choices. But, we also know that people don’t always behave as expected or do what’s in their own best interest. How do we help people move in the right direction? Understanding what employees are thinkingand how they feelis the first step.Thisreport uncovers the state-of-mind of employees as they are making their benefits elections,offeringnew perspectiveson what’s driving their decisions and how to help them overcome some of the barriers to making good choices:
Employees’ level of knowledge about benefits
The impact of people's emotional state, such as risk aversion
How financial well-being can drive decision-making