According to the Federal Reserve, 4 in 10 adults say they would not have the money to cover an unexpected $400 expense. But those who work in manufacturing have an especially hard time making ends meet. And when they suffer, so does your business:

• On the Production Floor: 44% of these employees deal with money problems 3+ hours each week while on the clock.
• At the Punch Clock: Financially stressed employees are two times more likely to miss work due to personal financial issues.

Poor employee financial well-being also has a direct impact on your business’s ability to attract and retain top talent:

• Retention: 76% of financially stressed employees would be attracted to an employer who cares more about their financial well-being.
• Competitiveness: 40% of financially stressed employees believe their employer’s benefits offerings are not competitive.

What’s an HR professional to do? How are you going to tackle financial well-being in addition to everything else on your plate?

When it comes to finding the right financial well-being solutions for your employees, it’s natural to have questions. In this guide, you’ll find 10 of the most common concerns Businessolver hears from manufacturers about employee financial well-being. And, you’ll get some sound advice on the pros and cons of various types of well-being benefits—from traditional counseling programs to “set-it-and-forget-it” emergency savings accounts to tax-advantaged employer incentives.